Simpli POS
vs Clover
A bank-distributed POS with proprietary hardware — best for retail-leaning operators.
The short version
Clover is sold mainly through bank resellers, which means pricing varies widely and contracts often run 3 years. Clover requires you to buy its proprietary hardware, commonly $500–$1,800+ per device. Simpli POS offers comparable processing reliability with no hardware lock-in and no contract.
Pricing snapshot
- Software
- $0 forever
- Hardware
- Use your own iPad or Android tablet
- Contract
- None — cancel any time
- Card-present rate
- Interchange + 0.30% + $0.10 (transparent) Estimate your rate →
- Software
- Starts around $15/mo for basic plans — check current tiers → Higher for full Table Service/Counter Service plans — pricing varies by reseller
- Hardware
- Proprietary hardware — commonly $500–$1,800+ per device depending on model (required)
- Contract
- Varies by reseller, often 3 years
- Card-present rate
- 2.3%–2.6% + $0.10 (Payments Plus to Register)
Side-by-side
| Feature | Simpli POS | Clover |
|---|---|---|
| POS software monthly fee | $0 forever | Roughly $15–$95/mo depending on plan |
| Contract | None | Often 3-year via reseller |
| Hardware required | No — use existing devices | Yes — Clover proprietary only |
| Up-front hardware cost | $0 | $500–$1,800+ per device depending on model |
| Card-present rate | Interchange + 0.30% + $0.10 (transparent) | 2.3%–2.6% + $0.10 |
| App marketplace | Core features included; integrations growing | Mature app marketplace, many paid |
| Pricing transparency | Published on website | Quoted by reseller — varies |
| Cancel any time | Yes | Early termination fees common |
Clover pricing and features summarized from clover.com. Reseller-quoted rates and contract terms vary significantly and change periodically — confirm current numbers before relying on them. Last reviewed August 5, 2026.
Clover and its logo are trademarks of their respective owner. Simpli POS is not affiliated with, sponsored by, or endorsed by Clover. Competitor pricing and features reflect publicly available information at the time of writing and are subject to change — please verify current terms directly with each provider. Savings figures are estimates that vary with card mix and transaction volume. This comparison is provided for general informational purposes only.
Which one fits you?
Choose Clover if…
- You already have a relationship with a bank that resells Clover and want a one-stop financial provider.
- You depend on a specific Clover marketplace app that has no equivalent.
- You want all-in-one hardware (printer + reader + screen) in a single device.
Choose Simpli POS if…
- You want reliable card processing without buying proprietary hardware or signing a 3-year contract.
- You value published, transparent pricing over reseller-quoted rates.
- You want to use your existing iPad or Android tablet instead of locked hardware.
Questions about switching
Is Simpli POS as reliable as Clover for card processing?
Yes. Simpli POS uses enterprise-grade card processing infrastructure. The main differences between us and Clover are software, hardware policy, and contract terms.
Can I switch from Clover to Simpli POS mid-contract?
Clover contracts via bank resellers typically include an early termination fee. Many operators run Simpli POS in parallel until the Clover contract expires.
Does Simpli POS work with Clover hardware?
Clover hardware is locked to the Clover platform. Simpli POS runs on iPad and Android tablets — devices most operators already own.
Also compare
See it for yourself.
Free forever.
Download Simpli POS and run a side-by-side test against Clover. No card required, no contract, no hardware to buy.